Things to Expect from Your Investment Consultant

What do you expect from your investment consultant? Most of time, an investment consultant is hired because people think he does only three jobs: report on performance, conduct occasional search and review managers. Do you think the same? This is very short list. I must add few more things that a trustee should expect from an investment consultant. Have a look!

Monitoring the performance of managers- This goes beyond overseeing the performance of managers. It also involves monitoring their strategies, policies, and their implementations, organization changes. An investment manager should inform the clients about all these matters.

Help put decisions on rational basis- Investment decisions are complex and also involve many risks and uncertainties. Investment consultant should be able to define clear alternatives, key factors and potential consequences. No one can assure that all investment plans will work out but making them in framework of clear decision analysis will surely minimize the regrets if plans don’t work.

Accept changes- Change in policies, strategies and asset allocation is requirement of the financial investment management as the field is continuously evolving. Consultant should take the responsibility of keeping the policies current. For this, it is imperative for investment manager to stay up-to date with developments and variations in the markets. Furthermore, consultant must understand both asset allocation and liabilities. Investor must expect from his consultant to involve in research groups to bring in actual procedures and their implications.

Write account guidelines- Account guidelines become obsolete with the rapid changes in markets. It is preferable to have more and explicit guidelines. An investment management professional is responsible for bringing guideline issues in the notice of investor before any problem arises.

Monitoring the managers-An investment manager is not only concerned with managing financial assets. He must have broad vision. Many consultants report merely on bonds, shares and stocks while some focuses on real estate, advising and investment. An investment consultant must present full picture of opportunities for investors.

Conducting search-Whatever searches are required, consultant should be able to handle them all. Consultant must indulge in searches whenever required to ensure careful investment management process. You should expect your consultant to go into the depth of the issues and explore the new dimensions.

Team work- Investment management is not confined to only one department. It is imperative to expect your consultant to work in collaboration of other service providers as well. This is about relationship of both temperament and familiarity with other areas of professional competencies.     

If your investment consultant is not providing you with all these services then you need to reconsider your manager. 

Top 7 Investment and Finance Blogs in Singapore

This is fact that cash can make life comfortable and also creates optimism about the future. In Singapore, there are plenty of fantastic financial advisors available. Many successful investors and finance advisors publish their growing knowledge on internet. What can be best than achieving knowledge from those who are actively growing and gaining their financial goals? Here I have listed some top financial and investment blogs in Singapore that I read for general interest and also suggest interested people to read them for valuable insights in the world of investing and money. 

The Finance

This renowned site provides opportunities to finance and investment bloggers to share their views and make a vibrant community of like minded people. This blog mainly focuses on shares, property and business. All information shared on this blog is leveled at adept and experienced people belonging to trade, investment and business.

Money Smart

This is an honest and well laid out platform for the people suffering from financial problems. This is the fascinating blog that particularly emphasizes on prudent financial decisions and low cost living. Different financial aspects of day to day life including parenting, holidays and a lot more are covered by a wide range of both Singaporean as well as Ex-Pats writers of this site. This blog also highlights those tough financial problems which are often neglected by even well known financial blogs.

Value Investhink

This blog has established itself as one of Singapore’s leading investment and financial blogs in recent years. This blog lays great stress on critical thinking as the title suggests. This site may offer valuable insights into investment fundamentals and offers variety of posts for serious long term investors.    

SG Wealth Builder

In-depth information about investing and finance is available on this blog. Started in 2010, this one man blog is regularly updated with new and insight posts covering the aspects related to wealth accumulation, investment and most interesting money making. It is regarded as old guard of Singapore’s financial blogs. Make sure to check this one out.

Financial Freedom

This financial blog looks at the journey of a person towards his financial freedom. By reading this blog, you can judge the ups and downs come along his way in reaching to his goal. This blog comprises a lot for the assistance of general consumers. From credit cards to wedding cost and property investment, this blog provides beneficial tips to readers.

Singaporean Stock Investor

The author of this blog feels pleasure to share about his financial position and decisions he makes in investment. With the main purpose on the theme of financial freedom, this blog is for all whether you are a conscientious beginner or experienced investor.

Dividend Warrior

This is well written site by financial experts who sparks new ideas for financially ambitious. This one is for most experienced investors as this blog focuses on less work but a lot of wealth. In-depth information on this site can be very useful for you.

If you are ready to set out on your journey towards financial freedom, just have a look on abovementioned top financial and investment blogs that have been creating insights and providing useful information with valuable tips for strengthening your financial position in Singapore. You will not go wrong following the recommendations and advice of successful financial advisors.

Low Check Kian

Low Check Kian , one of the popular personalities born in Singapore. Mr. Low Check Kian  is presently working as a sovereign Non-Executive Director at Singapore Telecommunications Ltd. Well, Singapore Telecommunications Ltd is a Singapore based company offering a variety of services, including securities and exchanging. No doubt, Mr. Kian is the real piece of this organization. He has devotedly served Singapore Telecommunications Ltd since May 9, 2011. In short, he is considered as one of the expert, master and dedicated individuals all over the world.  He is additionally the Senior Vice President of the Executive Management Committee of Merrill Lynch and Co.

Educational Background

Low Check Kian  completed his Bachelor’s degree in 1983 from The London School of Economics and Political Science. Afterwards, in 1984, he did masters from the same institution. Undoubtedly, he was a brilliant student with encouraging and motivational attitude. Things do not end here; he also achieved much more due to his struggling nature.

Awards and Certifications

Mr. Kian remained Founder and Chairman at NewSmith Capital Partners LLP from 2000 to 2011. He is also the Director and Chairman of Nominating Committee and Member of Enterprise Risk Management Committee at Neptune Orient Lines Limited. Low Check Kian  served at Singapore Exchange Limited as well as the Chairman of Nominating Committee and Member of Remuneration Committee in from 2005 to 2012.  . He was just like the backbone of Singapore Exchange. 

Currently, he is working as a Non-Executive Non-Independent Director, Member of Employee Share Option Scheme and Member of Nominating Committee at Fibrechem Technologies Limited from 2011. Previously, he served the Merrill Lynch and Co. as a Senior Vice President and the Member of the Executive Management Committee.  It will not wrong to say that Mr. Kian is a man of devotion and passion.